A card issued by banks to their customers when they open accounts allowing them to perform different electronic banking transactions including deposit, withdraw, purchase and any other e-Payment services.
Prepaid card is loaded by cash to give its holder the same privileges of the debit card as it can be used through the different e-Payment channels to perform any electronic banking transaction.
Now every individual with a phone number can be a member of the banking system; with the Mobile Wallet service, customers register with their phone number to get access all the electronic banking services.
A banking machine that performs electronic banking services with a highly secured system, hence realizing the principles of the automatic systems, ATM is linked to a computerized bank network, in a manner that preserve the rights of parties of the banking process.
Services provided through the ATM include money deposit, withdraw and transfer, electricity purchase and phone bills, topping up of mobile, government payments and money transfers. And other non-financial services like balance inquiry and account statement.
A point of sale terminal (POS terminal) is an electronic device used to process card payments at retail locations.
The POS provide the services of cash in, cash out, balance inquiry, Account statement, electricity purchase and phone bills, topping up of mobile, government payments and money transfers.
Payment via SMS
The SMS service is fast and easy to use, available to holders of debit card (ATM card) and cash cards. It only requires sending of SMS containing the service code to No., 2999 through any network, for benefiting from various payment services (top up, telephone bill payment,), Government payments, and balance inquiry.
Mobile Apps allow end users to enjoy all the E. Payment services using debit card, cash card and mobile wallet. Transactions are made through internet applications by entering the Internet PIN NUMBER of the card or mobile wallet. Online applications provides many e-banking services including balance inquiry and different payments (top up, pay phone bills, and purchase electricity), government payments and money transfer.
They also allow you enjoy all the E. Payment services using debit card, cash card and mobile wallet. Transactions are made through internet applications by entering the Internet PIN NUMBER of the card or mobile wallet. Online applications are available for purchase services, balance inquiry and different payments (top up, pay phone bills, and purchase electricity), government payments and money transfer.
E-Commerce is one of the most significant channels of the E. Payment as it enables individuals, companies, institutions and government parties to offer their goods and services for sale on the Internet, collect sale proceeds electronically through payment via debit cards (ATM card), cash cards or mobile wallet, for benefiting from various payment services: purchase, top up, telephone bill payment and Government payments.
This service allow bank customers to manage their own bank accounts It allows customers review all transactions in their bank accounts, anywhere, anytime, through the Internet, to save time and effort.
Deposit and Withdrawl
Around the clock service at the ATMs. POS & E. Payment Service Agents
Settlement of payables
Payment of the electricity and other bills and topping up mobile through the E-payment tools & channels (ATM cards, cash cards, POS, Phone Applications, E. Commerce sites, SMS and the Mobile).
The purchase of goods and services through all the e-payment channels.
Payment of government services fees through the different E. Payment tools and channels.
subventions by organizations
Allow NGOs to provide subvention through special mobile applications that enable the organization to receive subvention on Cash Cards and mobile wallet.
Electronic Wages Payment
Commercial banks are able to transfer pensions and salaries to beneficiaries’ cards electronically also a number of companies have developed specialized mobile applications for wages payment.
Payment of micro -finance installments
The service is available through all the E-Payment Channels as it contributed to the success of the micro- finance projects to reach all the sectors of the Sudanese society.