“We are in SMART putting ourselves as a key player to lead and sustain the move to e-payment and e-government communities by positioning ourselves as the first choice service provider among banking sector, government sector and other commercial channels. Through our partnerships with EBS, Commercial Banks, Ministry of Finance and others, we aim to provide government and commercial services to the majority of citizens while supporting the ultimate objective of digital transformation. SMART is putting large investments, Technically and Financially, to facilitate integration of the unbanked into the overall economy in order to act as a gateway for its users into the financial system which expanding the country’s financial inclusion and access to the large majority of citizens”.